Bespoke offers a comprehensive financial platform featuring Buy Now Pay Later (BNPL), various savings schemes, an advanced loan system, and more. Savings options include Regular, Emergency, Duo, and Saving Circle schemes, along with investment opportunities in stocks and bonds.
The advanced loan system requires users to submit recent financial statements and guarantor information, which admins review to determine eligibility. Admins can establish loan plans with suggested amounts, interest rates, durations, and more. The platform tracks pending applications, defaulters, and completed loans, and includes an integrated loan calculator for repayment previews. Users can repay loans in installments if enabled by admins, and multiple applications are not allowed simultaneously.
Admins have access to detailed statistics, including earnings from repayments, and automated reminders are sent to clients two days before repayment deadlines. Each application includes bank account details, and modifications to loan plans do not impact ongoing applications.
All Features
- Multi-language support
- Diverse withdrawal options
- Login OTP
- Advanced KYC with personal, document, and selfie uploads
- Bank account addition
- Social logins
- Multiple payment gateways
- Payout and deposit management
- Beneficiary system
- Varied saving schemes
- Loan system
- Buy Now Pay Later
- Staff management
- Financial statements and loan guarantor uploads
- Investment plan management
- 2FA authentication
- Phone and email verification
- Recaptcha
- Next of Kin details
- Referral system with investment waiver fee
- Exceptional user experience
- Help center
- Blog system
- Live chat support
- Analytics integration
- Multiple email templates
- Job queueing for email sending
- Intuitive interface controls
- Social links integration
- Terms and privacy policy
- Twilio SMS integration
- Admin audit logs
- Enhanced promotion system
- Scalability-focused architecture
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